Wind mitigation inspections are one of the insurance inspections AcuSystem Inspections conducts. This inspection may also be referred to as a mitigation inspection or a uniform mitigation verification inspection.
A wind mitigation inspection is conducted to determine the strength and ability of a structure’s roofing system to withhold against strong winds, like those present during a hurricane. Florida mandates insurance companies provide a discount for clients who have a wind mitigation inspection completed by a certified inspector.
Types of structures which can qualify for a wind mitigation inspection include
Single Family Homes
Condos
Commercial Buildings
Multi-Family Housing Units
Townhomes
During a wind mitigation inspection, an AcuSystem Certified Inspector will review the following seven areas, documenting notes and pictures of the roofing system:
Roof Covering
The current condition and the age of the roof are determined. The structure of the roof covering is compared to the updated 2020 (7th edition) building codes to determine if it meets the new standards.
Roof Deck Attachment
The type of roof decking used for construction is determined and documented, as well as how it was attached to the underlying structure.
Point Of Entry Protection
How the roof is attached to the wall is determined and documented. For example, how the trusses are attached and whether the wraps are single or doubled.
ROOF GEOMETRY
The shape of the roof is determined and documented (i.e., HIP or non-HIP roof). HIP roofs are considered to be more geometrically friendly in high winds.
SECONDARY WATER RESISTANCE
Documentation of what type of barrier is in place to prevent water intrusion, should shingles be blown off the roof during a storm.
Point Of Entry Protection
Windows and doors are reviewed for windstorm protection—what type of shutters or storm protection devices, if any, are installed to prevent against wind-born debris.
BUILDING CODE
Reviewed to ensure it was built to meet Florida standards. Discrepancies between the code at time of build vs current code will be noted to see if it qualifies for being “grandfathered in” to receive certification.
